Deanna’s story begins with refinancing her auto loan for a better rate. Then, she got a personal loan to help her daughter finish nursing school.

Sometime after I joined Peach State Federal Credit Union, I refinanced my auto loan for the convenience of having my payment taken straight out of my account and for a better interest rate. But this wasn’t my only blessing from the credit union. My daughter went away to college almost 4 years ago; the credit union was there to help me by giving me a personal loan to get her off to school and to purchase some dorm essentials. This past August 2016, I found out that my daughter’s financial aid wasn’t going to cover all of her tuition. My heart sank; she was now a senior nursing student and had come so far. Well I applied for another personal loan to cover the amount we were short and I was approved. The pressure was lifted. My daughter graduates this May as a Registered Nurse. I am so proud of my daughter and so very grateful to Peach State Federal Credit Union.

If the next chapter in your story starts with an auto loan, we have rates as low as 2.75% APR¹. Need to refinance your current loan? Peach State can help AND make it convenient!

If you have a Peach State checking account, you can set up payments through payroll deduction and get a 0.5% APR¹ discount on your loan.

If you’ve had trouble qualifying for an auto loan in the past or need to rebuild your credit, ask for details about our Fresh Start Auto Loan Program.

Call our Loans By Phone Call Center at 770.580.6000 or apply online at

1 APR – Annual Percentage Rate. The lowest rate available is 2.75%. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. Excludes Fresh Start Auto Program. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account. Terms and conditions subject to change without notice.