Crystal needed a mobility vehicle but was turned down by every lender she tried, until she tried Peach State FCU!

I am a paraplegic that is bound to a wheelchair and for years I had a car that I drove and was able to fold my wheelchair up and put it in my car. My husband and I also have 2 children. With the wear and tear on my arms from lifting my wheelchair for so many years and getting our kids in and out the car it was getting way too hard to do anymore and we needed more space as well. I had applied for us to get a loan for a mobility vehicle several places and nothing worked out. Finally, a van became available that had everything I needed on it but we still didn’t qualify for a loan anywhere. We came to Peach State, applied and was approved. It was one of the happiest days for me because it meant no more pain trying to get in and out my car and plenty of room for our family. This made a huge difference for our family but so much more for me. It saved me having 2 shoulder surgeries from lifting my wheelchair and helped my independence. We have now paid that loan in full and are very thankful for all the help from everyone at Peach State that made this possible. Thank you all so very much!

If the next chapter in your story starts with an auto loan, we have rates as low as 2.75% APR¹. Need to refinance your current loan? Peach State can help AND make it convenient!

If you have a Peach State checking account, you can set up payments through payroll deduction and get a 0.5% APR¹ discount on your loan.

If you’ve had trouble qualifying for an auto loan in the past or need to rebuild your credit, ask for details about our Fresh Start Auto Loan Program.

Call our Loans By Phone Call Center at 770.580.6000 or apply online at

1 APR – Annual Percentage Rate. The lowest rate available is 2.75%. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. Excludes Fresh Start Auto Program. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account. Terms and conditions subject to change without notice.

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